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Trying to understand the legalities surrounding online casinos can be downright confusing for most players. But we've got you covered! Our guide to playing online casinos legally will cover various aspects related to legal US online casinos and the laws that pertain to USA players.

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We break down everything so players will have a full understanding of the legal status of internet casino gambling in the United States, which federal laws impact your access to industry resources, and how to access US-friendly online gambling destinations that are legally regulated and licensed to provide their services to USA players.

This guide was created and developed by experienced gamblers who are also industry insiders - providing a perspective from both the player and professional point of view. Once you feel comfortable with the legality of online casino gambling, you can check out our online casino reviews section for insight into each of the brands we recommend.

Are Online Casinos Legal In The US?

Yes, several states have already legalized online gambling with many others on the brink of passing legislation. Also, there are no federal laws that prohibit Americans from playing real money casino games online in the United States. This means that players who reside in a region that has not legalized state-regulated online gambling can still legally play online with an offshore casino.

Bovada is our preferred brand for US friendly online casino gambling. They offer a generous welcome bonus that is worth up to $3,000 free to play both slots and table games.

All in all, they are an excellent choice for any casino player looking to play with the biggest and most reputable USA friendly brands around. Their payouts are processed fast and efficiently, and they deliver an overall exceptional online gambling experience.

Pros

• US Friendly
• Bovada Casino accepts players from most US states
• Owned and operated by the Bodog network
• Successfully supports US credit card deposits
• Accepts multiple forms of cryptocurrency such as Bitcoin and Bitcoin Cash
• Fast and reliable payouts guaranteed
• Generous $3,000 sign up bonus
• Mobile friendly games
• Most Trusted And Reputable USA Online Casino

Cons

• They only accept U.S., Mexico And Brazil players - no other countries allowed
• Excluded States: NV, NJ, DE, MD

Online Casino Regulation And Legality

Online casino gambling made its debut in the early 1990s, and the industry has been booming ever since. The current legal online gambling climate differs from country to country. In the United States, it can even differ from state to state while in countries outside of the US, legal online casino gambling is prevalent and welcomed.

In the US, only a handful of states have actually authorized state-regulated online casino gambling, including Nevada, Delaware, and New Jersey, who were the first to do so. There are also several other states which have adopted friendly and legal state-based online gambling legislation for their residents and visitors. Additional states are in the process of creating or passing legislation to allow them to enter the domestic online casino market in the United States.

There are still restrictions that come into play, but by and large, United States citizens without access to state-sponsored US Internet casinos can still legally enjoy the web's version of the physical Las Vegas experience by playing at legitimate and legally licensed offshore casinos. There are no federal laws prohibiting offshore online casino gaming.

Online casino betting legality is, however, a frequently changing picture as we've seen through the state-licensed online gambling platforms that are emerging. The FAQ section below will address a host of elements concerning the online casino gambling industry as it pertains to USA players to ensure that American residents have all the information they need to make informed decisions regarding their involvement in real money casino gambling on the Internet.

Frequently Asked Questions About Legal USA Online Casinos

The following information addresses the most commonly asked questions concerning legal online casino gambling in the U.S. We attempted to answer them all with thoughtful, in-depth answers to leave no room for misunderstanding the concepts associated with the online gambling industry and your options as a USA player.

Are Online Casinos Legal in the United States?

In a nutshell, there is nothing at all illegal about playing at an online casino if you live in the United States. Prohibitions in US federal laws have historically targeted those seeking to operate an online casino within the United States, and until 2011 when the DOJ re-interpreted the reach of the Federal Wire Act, nobody was allowed to do so. It has never been illegal to access or play real money games at an offshore online casino that is operating legally within its residing jurisdiction and the industry as a whole.

There are two states that do prohibit online gambling in general, regardless of its source, those being Connecticut and Washington. Though the restrictions are not enforced in these two states, we suggest players in those states follow the rule of law.

As mentioned above, there are multiple US states that have launched a state-licensed and regulated online casino gambling platform for their residents. Players who are located within those states have access to state-sanctioned online gambling. Anybody located outside of those regions must either rely on land-based gambling destinations or consider visiting legally licensed and regulated offshore casino websites.

What Laws Pertain To Online Casino Gambling In America?

The Federal Wire Act was relevant to state-regulated online casino gambling prior to 2011 when the DOJ deemed the law to only apply to US-based sports betting. However, since the repeal of PASPA in 2018, the primary function of this law is to restrict interstate wagering, or in other words, prohibit bets from crossing state lines. This has caused some conflict with states that have entered into interstate gaming compacts to share player pools - so those details are still being hammered out.

The UIGEA law does not prohibit US residents from participating in gambling at legitimate online casinos that are regulated and located outside of America. In fact, the Unlawful Internet Gambling Enforcement Act is not directed at players at all but rather targets online casino operators and payment processors, administering regulatory oversight regarding how online gambling transactions can be processed.

There are no federal laws that make it illegal for U.S. residents to participate in offshore online casino gambling at destinations that are operating within the industry legitimately, meaning they are legally licensed and regulated by a respected governing jurisdiction or they are owned and operated by a parent company that holds licensing credentials for one or more jurisdictions. Therefore you are not violating any US laws by enjoying real money casino gambling on the Web as long as you are restricting your gameplay to legitimate websites.

What is the Legal Online Gambling Age in the US?

This is one instance where state law takes the driver's spot. Most American friendly online casinos accept players as young as 18 years old. However, most states mandate that players meet a minimum age requirement of 21 years old before they can legally engage in gambling entertainment. The laws in your state will dictate the legal age at which you may access legal online casino destinations.

Players who live in a state without an established gambling age cannot gamble online at a reputable online casino prior to turning 18. Anyone participating in underage gambling is subject to criminal prosecution by state or local law enforcement. The legal gambling age in the United States varies by state.

Are Online Casinos Located Offshore Safe?

As long as you restrict your involvement to only those casino websites that have been verified to be legally licensed and regulated by a legitimate governing jurisdiction, then yes, enjoying online casino games online is perfectly safe. If you waiver on legitimacy even slightly, you risk landing at a dangerous, questionable or low quality casino destination. The sites we recommend are audited for fair gaming practices by third party agencies.

Each of the casinos you see recommended in this guide have been vetted by our team of professional analysts to ensure they hold legitimate licensing (or are owned and operated by a parent company that does) and are subject to genuine regulatory oversight from a respected governing authority.

We also closely examine their security protocols and technology to ensure that any brand included in our guide is able to adequately protect your sensitive data. In order to be considered for inclusion here, each casino must employ a security profile that exceeds licensing requirements and industry standards to provide protection that is comparable to world-class financial institutions.

What Types of Games Will I Find at US Friendly Online Casinos?

The online casinos recommended in this guide all provide a substantial selection of casino games in their menu. Flash technology, cutting-edge 3-D graphics, video, and animation mean very realistic Vegas style versions of popular casino games like slots, baccarat, blackjack, roulette, video poker, Let It Ride, Keno, and craps. You will find that some of these casinos also offer additional platforms, such as sports betting, horse racing, esports and poker.

Am I Required to Download Software in Order to Play Real Money Casino Games Online?

Most reputable online casinos offer an option for instant play casino games or a downloadable suite of casino games. In some cases the downloadable option provides an expanded selection of games and features, however, I personally use the instant play casino games option more often than not, and I've never been disappointed with the performance or selection. Downloadable games are becoming fewer and far between as technology advances.

All of our recommended gambling destinations also offer a mobile casino app to play their games from your smartphone or tablet, and 99% of the casinos do not require a download of any kind in order to access and enjoy the games.

How Do I Make Deposits and Withdrawals

Most US friendly internet casinos support cryptocurrency deposits such as Bitcoin, credit card deposits and check or money transfer withdrawal options. You will also occasionally see additional US friendly deposit and withdrawal options such as secure payment vouchers, and prepaid cards.

The selection of funding methods varies from brand to brand. You can log into a casino's banking suite for more information, or speak to customer support for assistance. We recommend everyone become familiar with Bitcoin and signup with one of the recommended legal Bitcoin casinos we review. Bitcoin is the future of online gambling, online shopping, and money transfers, so it will benefit you in more ways than one to learn about it.

What are the Most Important Considerations that Every Player Should Pay Attention to When Selecting an Online Casino to Play at?

Here are our number one requirements that determine if a brand is worthy of further scrutiny for possible inclusion in our guide. Our process is of course much more in-depth, but these elements will immediately rule out the questionable brands:

Legality – does the casino (or its parent company) hold legal licensing and are they regulated by legitimate governing authority? This is the first thing we look at. A casino that can't meet this requirement is definitely off our list. Most reputable brands are fairly transparent with this information and proud to share documentation that validates their compliance with industry regulations.

Security – We have very stringent standards when it comes to the security profile of any online gambling site. We require the presence of advanced data encryption technology, sophisticated fraud prevention and antivirus protection, and a trained professional technical team for monitoring these systems around the clock.

Reputation – we reach out to other industry professionals and players to see what a casino's reputation is like throughout the online gambling community. While we don't make any decisions based solely on this information, we do take it into consideration and compare it to our own experiences when testing and examining the site ourselves.

Performance – we require a high end, a feature-rich performance that is free of glitches and software triggered interruptions. Because consistency is a key indicator, our testing period is significant in order to return legitimate results.

Customer Support – incompetent or non-responsive customer support is a deal-breaker for us. We aggressively test their competence, responsiveness, and ability to deal with issues from simple to complex. Anywhere that you consider investing your money has got to provide a high-quality customer support staff or your money will always be at risk.

Banking Suite – we must find successful support of US friendly deposit methods and withdrawal options. After all, if you can't get your money in and out of the casino, what good are they? They must also process transactions timely and efficiently.

If a particular online casino scores high on all these elements, we take them to a deeper level of testing and put them on the potential list for inclusion in our guide.

Are Online Casino Bonuses Legit?

The answer to this question depends on where you are playing. If you are visiting one of our recommended casinos, then yes, the bonus offers and promotions are legitimate and are accompanied by reasonable wagering requirements and terms. Most of these offers are structured as match deposit bonuses in which casino site agrees to match a certain percentage of your initial deposit or group of deposits. For example, if a casino offers a 100% match up to $100, they are saying they will match your initial deposit up to a maximum of $100.

On the flip side, the questionable online casinos use attractive bonus offers to lure in unsuspecting players with no intention of honoring the agreement. This is another danger that can be alleviated by relying on expert input regarding which online casino brands you should consider playing at.

There was a time online casinos flourished in the US, long ago, before 2006. For the years that followed, very few online casinos accepted American players in their real money games. In spite of the rocky history, online casinos have always been the more popular option than brick and mortar casinos because of advantages such as convenience, time saving, money saving, and privacy. And in the US, the online casino situation is changing, albeit slowly.

Finding online casinos today where you can gamble online, and that are US friendly, entails finding the safest, legal gaming sites, and with the most solid reputation for quality casino services and payback rates. This also involves looking at the casino game selection, software, bonuses and promotions. This can be a daunting task when you think about the more than 2,500 casinos in existence on the Internet, but there are pointers. Online casino reviews that you find on this casino site are also an excellent source of information.

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Are Online Casinos Legal in the United States?

Virtual Casinos saw the light of day in the US as early as the nineties, growing rapidly in popularity and numbers in the mid 2000s. However, come 2006, the UIGEA (Unlawful Internet Gambling Enforcement Act) was passed and some of the largest online casinos in the world left this market as it became near-impossible to process transactions with US financial institutions and banks. Since then, there has been an ongoing struggle to get online casino gambling legalized in various states, some of the strongest arguments being that it will serve as a source of revenue and regulating the industry will protect players. Still, the UIGEA remains rather confusing more many American players. They fail to get that it criminalizes financial transactions, but not playing online casino games.

Presently, Las Vegas and Atlantic City remain hubs for offline gaming at land-based casinos, and the number of online casinos that accept US players is increasing as the use of third party payment processes like eWallets becomes more trustworthy. Some states like Nevada and New Jersey have legalized online poker, while others require consultation: Indiana, Michigan, Illinois, Oregon, Louisiana, New York, South Dakota, and Wisconsin. Washington is the only state where no form of Internet gambling whatsoever is allowed.

How We Rate Online Casinos

Choosing where to gamble online can be a daunting task because there are literally thousands of online casinos out there on the internet. Not all casino gaming sites are created equally. Some have superb customer support, others not so much. You may find US-facing online casinos that offer significant deposit bonus while some may have wagering requirements.

Here at Best Casinos Online, we pride ourselves on providing you with accurate reviews of the casinos we list. Unlike some other review sites that are only interested in getting players to sign up to a casino, Best Casinos Online employs writers who are avid online casino game players, so you can rest assured the experience you will enjoy when you sign up to a casino through us will be exactly what you expect.

Each of our team members creates an account at the casino so they know how easy or difficult it is to get up and running and how to verify their accounts. Next, they make a real money deposit to see if the casino offers free spins or a deposit bonus and what the wagering requirements are for those casino bonuses. If we tell you a bonus is good, it really is good. Likewise, if you read that a bonus offered by a certain casino will take forever and a day to release into your account that will also be true.

Once an account has been created and a deposit made, our team plays table games and slots to get a feel for how the software runs. They will also play at the casino on a mobile phone or tablet, if this option is available, to see how the casino software works on various platforms.

Finally, our team then cashes out of the casino site and notes how easy the process was and how long it takes to receive their funds, thus completing the cycle.

Our online casino reviews are extremely accurate and we are not afraid to highlight any negative points in those reviews. Can you honestly say other websites do that?

Which Mobile Casinos Accept USA Players?

Mobile devices, which include phones and tablets, have come to offer great opportunities for casino players to enjoying the online gaming experience wherever they are and whenever they want. Many legitimate US casinos are now providing mobile games for money, requiring only that the casino player registers an account and then downloads the games. These games range from Slots to Blackjack, Poker to Roulette, Baccarat, Bingo, and Video Poker, among many others.

As a rule of mobile casinos, speedy internet is necessary. With an iPhone, iPad, or smartphone running on Android or Windows operating systems, new and exciting online casino games are fully hosted and you can play them instantly through the device’s when browser without first downloading them. The web application is also able to take full advantage of touch-screen technology. Some casino gaming websites provide QR codes whose pictures you have to take with your phone or tablet in order to be redirected directly to the mobile casino page that is most relevant to your mobile device. In the end, mobile casinos enable playing on the go.

Playing Real Money Casino Games in the United States

Choosing the right casinos USA involves checking that your preferred deposit casino method is accepted. If the methods you prefer are not supported, it can take you a very long time to manage your banking accounts in order to finally fund the casino account. You make a deposit by going to the banking or cashier page of the casino, then selecting your preferred deposit casinos method from the list of accepted deposits option provided. You then specify the amount you wish to deposit. This is regardless of whether it is a table game, or slot games on a RTG slot machine, or anything in between. If you are going to play online at a casino site, you need to know all of these aspects of deposits.

While every casino is different in the games they offer, you can bet your bottom dollar that every single one of them will offer slot games and slot machines. If they were a casino in Las Vegas or Atlantic City, slots would stretch as far as the eye could see!

The advantage online casinos have over their brick and mortar equivalents is they do not need vast areas of floorspace, meaning they can offer a massive selection of real money slot games. You will find traditional three-reel slots, five-reel slots and even progressive bounty slot games at almost every online casino you find in our reviews, the latter making it possible to win vast sums of money from the comfort of your own home.

Online casino games vary from site to site, but you should always find your favorite table game. Blackjack is a staple game you will find online, often with several different variants such as surrender blackjack, multi-hand blackjack and tables with potentially lucrative side bets.

Roulette fans are usually well catered for, as are Casino Hold’em lovers. Some casinos even spread casino table games including Baccarat, Sic Bo, Keno, bingo, poker, and even virtual scratch cards. Check out our reviews to see the games offered by the different American-facing online casinos.

Other things to look for at deposit casinos, are if the deposits are instantaneous and come free of charge, and how affordable the minimum deposit amount is in relation to your bankroll. The most popular deposit methods for US casinos are American Express (AMEX), MasterCard, Visa, MoneyGRAM, and Western Union. If you have difficulty using your MasterCard to deposit to a United States accepted casino, you do have the option of purchasing a prepaid Mastercard through the MypaylinQ service. You should also look into the casino wagering requirements, which will also help you with your deposit bonus (which can be free spins, or real money to use for play, and much more).

Can You Get A Bonus At Any Online Casino USA?

In short, the answer to this popular question is yes. With so many online casinos to choose from, the sites have to differentiate themselves from one another by offering a variety of bonuses to all their customers.

The most common online casino bonus is a deposit bonus for new customers. Just as the name suggests, this is a bonus offered to new customers making their first deposit online at the casino. Most deposit bonuses are based on a percentage of the initial deposit, so a 100% up to $1,000 would mean the casino matches your first deposit 100% up to a maximum of $1,000. In this example, deposit $100 and a $100 bonus is yours, make a $1,000 deposit for the biggest bonus available.

Real money casinos will often offer you a reload bonus. These are similar to deposit bonuses except they are for customers who have already played at the casino and need to top up their account balance. Reload bonuses tend to be smaller than first deposit bonuses, but are also more frequent.

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Some casino offers involve free spins for slot games. You may have to make another deposit or enter a bonus code to receive the free spins. The free spins may be limited to a specific slot machine, but this will be detailed in the terms and conditions; pay attention to them.

All bonuses on every online casino site will have what are known as wagering requirements, sometimes called playthrough requirements. These are put in place to prevent money laundering and to protect the casino from those who gamble online in an attempt to abuse the bonuses offered. These wagering requirements vary greatly from casino to casino so make sure you are aware of what is expected of you. As an example, a casino may offer a bonus with 30-times wagering requirements. This means you have to place wagers worth 30-times the bonus amount before you can withdraw the bonus amount or any winnings derived from that particular bonus. Our reviews will highlight the playthrough requirements, stating if we believe these are fair or not.

You can receive many different bonuses at online casinos. There is a first deposit bonus, in which you can get something when you make your first deposit. You might have to get codes from the deposit casino you are using, or you may see a “send code” prompt when you make your deposit. You might not even need a bonus code, you could just need to claim your free bonus by pressing a button. But any time you can claim an online gambling bonus for a casino site, take it. Cash or free spins, it makes your casino online experience that much better.

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How to Cashout Winnings from a US Casino Account?

The best US casinos are those that offer quick or instant cashouts. The first step in the process, for most casinos, involves completing a fax back form. This is a verification form that serves as a casino security feature, as the casino is able to confirm you are who you claim to be. This online form is very easy to complete. You simply log in and request it at the cashier or chat with support and request it via email. When sending it back, you also send a copy of photo ID, proof of address, and copy of credit card. Completion of the ID process means you can now request an online withdrawal.

MoneyGram and Western Union are the fastest cashout methods for US players; they are almost instant payments, taking only a few days for the request to be fully processed. Checks are also a popular online option although they can take even two weeks to be delivered to your address.

What Banking Options Are There For American Online Casino Game Players?

Let us not beat around the bush here, ever since the passing of the Unlawful Internet Gambling Enforcement Act (UIGEA) in 2006, it has become more difficult for residents of the United States to deposit money onto online casinos. This is because the UIGEA prohibits financial institutions from processing deposits and withdrawals to online gambling sites. That is not to say it is impossible to fund your account and receive any winning because the major online casinos still offer several banking methods for U.S. customers.

A common workaround is for the online casino to be hosted on a domain in Europe or elsewhere such as Antigua, which is a popular country for allowing casinos to offer their services to American casino aficionados. This gives the casino the freedom to accept various deposit and withdrawal options.

The most commonly accepted banking option is Visa or MasterCard. While different credit card issuers have their own rules when it comes to allowing their cards to be used for online gambling, this is still by far the most popular choice when it comes to banking options for Americans. This method is also the fastest, but be aware some online casinos do charge a small fee for processing the payments and withdrawals, or set a minimum amount to help cut down on their costs.

E-wallets such as Skrill and Neteller are also widely accepted. With e-wallets, you fund your wallet from your credit card or by bank transfer before using the details of your chosen e-wallet to deposit and withdraw from the casino. This means you do not have to divulge your financial information to the online casino site.

Bank transfers are another popular banking option, especially if you are transferring a larger sum of money. The majority of online casinos will allow you to wire money to and from the site, although this option can have lengthy processing times of up to a fortnight, so bear that in mind.

Surging in popularity is the virtual currency Bitcoin. This cryptocurrency can be bought from online exchanges and then used to deposit or withdraw from a US online casino. Cryptocurrency may sound complicated when you first begin using it, but the entire process is quite simple once you get the hang of it. You should be aware, however, that Bitcoin value is very volatile with one Bitcoin being valued at more than $19,500 on December 17, 2017, as low as $3,500 a year later and back to more than $11,000 six-months later. Make sure you perform your own research before dipping into the world of Bitcoin and cryptocurrency.

Currency Options for USA Players

All sorts of currencies are accepted by online casinos around the world, but the United States Dollar (USD) is the most widely accepted. Online casino players in the United States can look for those sites whose primary form of currency for deposits and withdrawals is the USD. For online players outside the US, they can opt for these online casinos when they prefer their transactions being processed in USD.

Five Commonly Asked Questions

Why do I have to verify my identity?

All casinos will ask you to submit some identification to comply with the terms of their licence. This is a standard procedure for customers around the world, not only Americans. Some may ask to see your passport or government issued ID, others may ask for a photo of the credit card you are depositing with. Check with the casino’s customer support team for more details.

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Is it legal to play online casino games in America?

The internet gambling enforcement act only applies to financial institutions and not the customers themselves. If the online casino is listed on this site, you are able to play at it while residing in the United States.

Do online casinos have a customer support team?

Things rarely go wrong with online casinos but you have the peace of mind that they all have a dedicated team of customer service agents waiting to provide assistance should you need it. Most commonly, this support is offered via email, with Live Chat becoming more popular as you get to type your query in real time. Others have a free telephone number you can call and speak to a customer service representative.

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How long will it take to receive my winnings?

The time to receive your winnings varies between casinos and the method you are using to withdraw from. All casinos will have a processing time of between 24-72 hours before they start the ball rolling. Then it is up to the different card issuers, e-wallet providers, or your bank. Industry standards seem to be around 48-hours for credit cards and e-wallets, instant for Bitcoin, and up to 15 days for bank transfers and checks. Again, these times differ greatly and are not set in stone.

Are online casinos safe and fair?

While there are no doubt some unscrupulous online casinos out there on the internet, all the casinos you read about on Best Casinos Online have been full researched and tested by our team. Major online casino operators use software provided by some massive companies who have been in business for decades; you do not last long in this industry if you gain a poor reputation.

Look for casinos that have software provided by the likes of Microgaming, Real Time Gaming (RGT), Playtech, NetEnt, Evolution Gaming, Scientific Games and NYX Gaming among others as these are huge, legitimate companies.